kellen law

licensed in: az, ut
ca, nm, id, or

Meet kellen law

the best
in the business

Buying a home is a major financial decision, and choosing the right mortgage can make the process more manageable. With Kellen Law at Nova Home Loans, borrowers can explore a range of financing options designed for different homeownership and investment needs. From Conventional, FHA, VA, and USDA Loans to specialized programs for self-employed borrowers and real estate investors, the goal is to help you understand your options and move forward with confidence.

Whether you are purchasing your first home or expanding your real estate portfolio, your financing needs may be different from those of another borrower. That is why personalized mortgage guidance matters. By understanding your goals, financial situation, and property plans, we can help you evaluate available loan programs and identify a path that makes sense for your circumstances.

Personalized Solutions, Exceptional Service

A Smarter Approach to Mortgage Financing

The mortgage process does not have to feel overwhelming. From your initial questions through the application and closing process, having a knowledgeable mortgage professional by your side can help you better understand the decisions involved. Kellen Law is committed to providing clear information and responsive guidance so you can make informed choices about your financing.

With access to diverse mortgage programs, borrowers may have opportunities that go beyond traditional home loans. Options such as DSCR Loans, Bank Statement Loans, Down Payment Assistance, Investor Loans, and One-Time Close Construction Loans can provide alternative solutions for qualifying borrowers with unique goals or financial circumstances.

Financing Options for Every Stage of Your Journey

Whether you are purchasing your first home, refinancing your plans, or investing in property, having access to the right financing options can make a meaningful difference. Nova Home Loans offers a broad selection of mortgage solutions designed to serve different borrower profiles and property goals.

First-Time Homebuyers

Buying your first home can come with plenty of questions, from understanding your purchasing power to determining which loan program may be appropriate. First-Time Home Buyer programs and Down Payment Assistance options may help eligible buyers overcome common barriers to homeownership while providing a clearer path toward purchasing a home.

Homebuyers & Homeowners

For borrowers looking for traditional financing, Conventional, FHA, VA, and USDA Loans offer different structures and qualification requirements. Understanding the distinctions between these programs can help you select financing that aligns with your homeownership goals, budget, and long-term plans.

Real Estate Investors & Builders

Real estate investors and future homeowners with construction plans may require financing beyond a standard mortgage. DSCR Loans, Investor Loans, Bank Statement Loans, and One-Time Close Construction Loans can provide specialized financing solutions for qualifying borrowers pursuing investment properties or new construction.

contact us

trusted by home owners

    
 
 
       Posted on Google  
   
   Jaxon Silvers 
 
 
 
 Trustindex verifies that the original source of the review is Google. The entire experience was done in a month flat with the team putting it in words that I can understand, and helping me every step along the way.
  
 
      Posted on Google  
   
   Marty Lawrence 
 
 
 
 Trustindex verifies that the original source of the review is Google. Process was painless and smooth we are very pleased from start to finish.
  
 
      Posted on Google  
   
   Kaylene Campbell 
 
 
 
 Trustindex verifies that the original source of the review is Google. Dallin and Shawn are awesome to work with. There are a ton of questions and concerns involved with this... and they are there to genuinely help with all the steps. A team who thrives to make sure you to have a successful outcome! Thanks again! Everything is much appreciated 🙂
  
 
      Posted on Google  
   
   Jane M. Powers 
 
 
 
 Trustindex verifies that the original source of the review is Google. By far, Kellen is second to none!!! Efficient, professional, skilled, and over the top communicator!! I have been doing real estate for over 26 years and have not had the pleasure of, until now, to experience such a lender. I highly recommend using Kellen for all your loans. Agents, give him all your business!!!
  
 
      Posted on Google  
   
   Andrew Jarvis 
 
 
 
 Trustindex verifies that the original source of the review is Google. I really appreciate how open and thorough they were with paperwork and how quickly they were to get things done!!!
  
 
      Posted on Google  
   
   Cassie Fuller 
 
 
 
 Trustindex verifies that the original source of the review is Google. Dallin and his team are truly top-notch. They elevate customer service to a whole new level and always have clear, confident answers for every question. We’ve worked with them twice already, and our family is currently in the process of working with them again—that alone speaks volumes. I would highly recommend them to anyone looking for a smooth, stress-free loan process paired with a knowledgeable and genuinely personable experience. Easily a 10/10 in my book!
  
 
      Posted on Google  
   
   Andrew Anguiano 
 
 
 
 Trustindex verifies that the original source of the review is Google. Hello there my name is Drew and me and my wife just bought our first home thanks to Kellen law!!!!! They are an amazing team and I would recommend them number one when it comes to purchasing or refinancing your home!!! Kellen definitely has a friend for life. Me, my wife and our two little daughters are super greatful and love the house, we couldn't be any happier I swear the girls can't get enough of playing in they're own yard and running around the house, we still can't believe that we have been blessed with the house an space to do so, plus me and my wife are still in complete shock an amazement big time, that with the help of Kellen law and sun American mortgage our dreams have come true and we couldn't be any happier!!!!!!! Thank you Kellen and the team we are forever grateful and thankful to you guys and we will definitely be telling everyone we know how great Kellen law is and that we definitely recommend them with a 10 star rating 5 isn't enough !!!!!!!!!
  
 
      Posted on Google  
   
   Berenice Espinoza 
 
 
 
 Trustindex verifies that the original source of the review is Google. We could not have gotten through this without Kellen and Shawn! Thank you so much for your guidance and for going above and beyond to get the loan. We will forever be grateful!
  
 
      Posted on Google  
   
   Todd Hildreth 
 
 
 
 Trustindex verifies that the original source of the review is Google. I worked to refinance my home with Kellen Law from Sun American Mortgage. Through the whole process he was nothing but full transparency, patient, and friendly. He was always willing to look at every option that I was curious about even when it meant delaying the final signing due to me looking at other options(potential cash out possibilities) but at the last second. His team was impressive and on top of things. When he followed up with me he was never pushy or overbearing. I have already strongly recommended  Kellen to friends and family, and would recommend him to anyone who is looking online.
  
 
      Posted on Google  
   
   Jesus Brito 
 
 
 
 Trustindex verifies that the original source of the review is Google. I highly recommend Kellen Law when it comes to your home buying needs. This man is on top of everything and is always updating me every week with the progress of the mortgage. Great customer service top notch work Kellen!

Let's Find the Right Mortgage Path for You

Your mortgage should support your goals—not make them more complicated. With Kellen Law and Nova Home Loans, you can explore financing options with professional guidance, clear communication, and a focus on your individual needs. Whether you are ready to purchase a home, invest in property, or begin a construction project, take the next step toward finding a mortgage solution that fits your plans.